Keep the systems. Connect the meaning. See the whole exposure.Request a design-partner session
ERMAIGE
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Verifiable Enterprise Risk & Resource Intelligence

See risks as a whole.Decide with evidence.

Connect your complete risk ecosystem. Reconstruct whole-enterprise exposure. Determine effective risk capacity.

ERMAIGE connects and synthesizes risk, resource and decision intelligence across siloed GRC, IRM, ERM, audit, resilience, cyber, Treasury and specialist systems to create a whole-enterprise view. It traces cascading shocks, reveals enterprise-wide exposure and effective risk capacity, and preserves the evidence behind consequential decisions.

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Connected enterprise risk and resource intelligence. GRC, Treasury, Cyber, Audit and Operations connect through a governed fabric that reconciles meaning, authority and lineage. ERMAIGE traces a cascading shock through the enterprise model and produces exposure, effective capacity with an illustrative required $40m against $25m effective and a $15m shortfall, and retained decision evidence.
Governed Fabric diagram. GRC, Treasury, Cyber, Audit and Operations connect through a governed fabric reconciling meaning, authority and lineage into a shared enterprise mesh, producing exposure, capacity with an illustrative required $40m against $25m effective and a $15m shortfall, and evidence.
  • Source authority preserved
  • Approved custody boundaries respected
  • Human accountability retained

Animated enterprise risk ecosystem map

  • GRC & IRM Platforms
  • Audit & Compliance
  • Cyber & Third-Party
  • Operational Resilience
  • Service & Incident Management
  • Treasury, Capital & Collateral
  • Models, Data & AI
  • Credit Risk
  • Concentration Risk
  • Market Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Refinancing Risk
  • Foreign Exchange Risk
  • Commodity Risk
  • Equity Price Risk
  • Sovereign Risk
  • Cybersecurity Risk
  • System Failure Risk
  • Third-Party Risk
  • Internal Fraud Risk
  • External Fraud Risk
  • Execution Risk
  • Data Integrity Risk
  • Key-Person Risk
  • Physical Security Risk
  • Business Interruption Risk
  • Compliance Risk
  • Financial Crime Risk
  • Regulatory Capital Risk
  • Legal and Litigation Risk
  • Conduct Risk
  • Governance Risk
  • Tax Risk
  • Reporting Risk
  • Consumer Protection Risk
  • Fiduciary Risk
  • Reputational Risk
  • Business Model Risk
  • Fintech Disruption Risk
  • Macroeconomic Risk
  • Geopolitical Risk
  • Climate and ESG Risk
  • Model Risk
  • Merger and Acquisition Risk
  • Demographic Risk
  • Contagion Risk

Showing institutional systems 1 to 4 of 7, and enterprise risks 1 to 4 of 40.

Illustrative target-state concept.

One governed WholeRisk state

Illustrative target-state concept.

Connected enterprise view

One risk ecosystem, not another disconnected register.

No enterprise holds a complete view of risk in one place. Exposures, controls, dependencies, resources and obligations are recorded in systems built by different teams, under different definitions, for different regulators. ERMAIGE connects and reconciles their meaning without replacing the underlying systems or flattening their authority.

Connect the systems. Reconcile the meaning. Reconstruct the exposure.

Connected enterprise intelligence diagram showing six authoritative system groups flowing through the governed ERMAIGE intelligence layer into whole-enterprise exposure, effective risk capacity, available resources and decision evidence. Small screens show the governed intelligence layer at the center of the diagram.
One platform · three linked intelligence layers

Keep the systems.
Connect the meaning.
Govern the decision.

Each layer closes a different enterprise gap. Together, they create one governed path from source evidence to enterprise exposure, feasible action, and defensible decisions.

01Reconcile the enterprise

WholeRisk Fabric

Connect identities, definitions, dependencies, and source authority across enterprise systems without replacing them.

One governed view of exposure
Risk, Control, Service, Resource and Obligation evidence connects into a reconciled enterprise graph while source authority remains preserved.
Explore the layer
02Determine true capacity

Risk Capacity OS

Determine which capital, liquidity, collateral, and operational resources remain truly available under stress.

Feasible responses, grounded in capacity
Reported resources pass through Reserved, Encumbered, Unavailable and Stressed constraints to reveal effective capacity.
Explore the layer
03Assure the decision

Decision Assurance

Preserve the source state, assumptions, alternatives, challenge, approval, action, and outcome behind consequential decisions.

An independently reconstructable decision
Source state, assumptions, alternatives, challenge, approval and outcome converge into an independently reconstructable Decision Passport.
Explore the layer

The operating sequence

From fragmented signals to decisions you can defend.

Across three linked layers, five governed moves carry one scenario from authoritative source evidence to whole-enterprise exposure, effective risk capacity, and a reconstructable decision.

One provider outage · Traced end to end

01

Connect

Each source joins as a peer and retains authority over what it owns.

Connected source estate

Connected source estateFive source systems remain authoritative and connect through a governed interoperability rail.GRCProvenanceAuthorityAuditProvenanceAuthorityCyberProvenanceAuthorityTreasuryProvenanceAuthorityThird PartyProvenanceAuthority
02

Reconcile

Resolve identities, definitions, relationships, and owners while preserving source authority.

One governed meaning

One governed meaningDifferent source identities resolve to governed meanings while source authority is retained.Vendor 104Provider AService 28PaymentsLiquidity bufferTreasurycapacityTreasury authoritative for liquidity
03

Reconstruct

Trace a local shock through its dependencies to synthesize whole-enterprise exposure.

Reconstructed exposure

Reconstructed enterprise exposureA provider outage propagates through payments, operations, deposits and liquidity across an enterprise dependency graph.Provider outagePaymentsOperationsDepositsLiquidity
04

Determine

Test claims, commitments, constraints, and stress effects to reveal resources truly available to act.

Effective risk capacity

Effective risk capacityIllustrative financial scenario where required capacity of 40 million dollars exceeds effective capacity of 25 million dollars, leaving a 15 million dollar shortfall.Reported100Committed / reserved−55Stress / constraints−20Effective capacity$25mRequired$40m$15m SHORTFALL · NOT FEASIBLE
05

Assure

Preserve the source state, assumptions, alternatives, challenge, approval, action, and outcome.

Defensible decision evidence

Defensible decision evidenceA Decision Passport retains source state, assumptions, alternatives, challenge, approval, action and outcome with time and accountability.Decision PassportSource stateAssumptionsAlternativesChallengeApprovalActionOutcome◷ 2025-05-09 14:32 UTCRisk OwnerINDEPENDENTLY RECONSTRUCTABLE
Preserve source authority
Align meaning
Reveal exposure
Determine feasible action
Retain decision evidence

Lighthouse Workflow

Start with one disruption.
See the whole enterprise
response.

The ERMAIGE Lighthouse Workflow applies all three intelligence layers to one consequential scenario. Client-reconciled evidence, supplemented by controlled synthetic data where needed, is used to reconstruct exposure, test effective capacity, and preserve the decision record.

  • Reconstruct cross-system exposure
  • Determine effective risk capacity
  • Trace dependencies and cascading effects
  • Produce reconstructable decision evidence
Explore the Lighthouse Workflow
Critical provider outage

One scenario Traced end to end

Critical provider outage dependency mapA provider outage affects payments and operations, propagates through customers and deposits, and creates liquidity and capital impacts.Provider outagePaymentsOperationsCustomersDepositsLiquidityCapitalCritical provider outage dependency cascadeA provider outage affects payments and operations, propagates through customers and deposits, and creates liquidity and capital impacts.Provider outagePaymentsOperationsCustomersDepositsLiquidityCapital

WholeRisk Fabric

Exposure reconstructed

Cross-system impact and
dependencies linked

Exposure reconstructionA highlighted disruption path crosses a wider network of enterprise dependencies.

Risk Capacity OS

Capacity determined

Competing claims and
constraints tested

Required$40m
Effective$25m
$15m shortfall

Decision Assurance

Decision evidence retained

Context, challenge, approval,
and outcome preserved

Decision Passport

  • Source state
  • Challenge
  • Assumptions
  • Approval
  • Alternatives
  • Outcome
Reconstructable

GOVERNED CUSTODY · VENDOR-NEUTRAL BY DESIGN.

Connect enterprise intelligence.Keep authority, custody,and accountability where they belong.

ERMAIGE connects governed evidence across the enterprise without centralizing ownership, moving sensitive data beyond approved boundaries, or displacing human accountability.

01
GRC, Audit, Treasury and Cyber remain authoritative sources while ERMAIGE reconciles governed meaning, with lineage retained.

Source authority is preserved

Each system remains authoritative for the facts it owns. ERMAIGE reconciles meaning and lineage without overwriting the source.

02
Raw data stays inside approved environment A and approved environment B while governed evidence crosses a locked, controlled bridge.

Custody boundaries are respected

Sensitive data can remain inside approved environments. ERMAIGE brings governed intelligence to the evidence, not the evidence to a new owner.

03
AI analysis passes through human challenge and accountable approval by the decision owner before evidence is retained.

Accountability remains human

ERMAIGE preserves the assumptions, challenge, approval, and accountable ownership behind every consequential decision.

Put ERMAIGE to work

Start with one consequential decision.

Reconstruct the exposure. Test the capacity to act. Build a defensible decision record that preserves the whole picture.

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One decision · traced end to end

Source evidenceCollect and verify authoritative inputs.

Source evidence

Collect and verify authoritative inputs.

Exposure reconstructedRebuild the decision context and dependencies.

Exposure reconstructed

Rebuild the decision context and dependencies.

Capacity testedRequired capacity is compared with effective capacity.

Capacity tested

Illustrative financial scenarioRequired $40mEffective capacity $25m
Decision assuredOutcome validated against tested capacity.

Decision assured

Outcome validated against tested capacity.

$15m shortfall · Not feasible

Source authority preserved

Approved custody boundaries respected

Human accountability retained